Financial Direction Terms Conditions

Terms and Conditions

Last updated: October 2025

Welcome to Financial Direction (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website, products, and services, including business financing programs such as Merchant Cash Advances (MCA), SBA loans, and credit repair services. By accessing or using our services, you agree to comply with these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements. By applying for any service, you represent that all information provided is accurate, complete, and truthful.

2. Services Provided

Financial Direction offers:

Merchant Cash Advance (MCA) funding for qualified businesses.
SBA loan consultation and facilitation for eligible applicants.
Credit repair and advisory services in compliance with applicable federal and state laws.

All approvals, funding amounts, and timelines are subject to verification, underwriting, and program eligibility.

3. No Guarantee of Approval

Submitting an application does not guarantee approval or funding. Loan amounts, rates, and terms depend on qualification criteria including—but not limited to—time in business, revenue, credit profile, and documentation provided.

4. Fees and Payments

Certain services may include origination, processing, or administrative fees. All fees will be disclosed prior to funding or service activation. Payments and repayment terms vary by program.

5. Credit Repair Disclosures

Financial Direction complies with the Credit Repair Organizations Act (CROA). We do not:

Guarantee the removal of accurate negative items.
Offer legal advice.
Charge fees before services are rendered, as required by law.

6. Client Responsibilities

You agree to:

Provide accurate, current, and complete information.
Use our services only for lawful business purposes.
Notify us immediately of any material changes to your business or credit profile.

7. Privacy and Data Security

We value your privacy. All personal and financial data collected is used solely to evaluate your application and deliver services. For details, please refer to our [Privacy Policy].

8. Limitation of Liability

Financial Direction is not responsible for any indirect, incidental, or consequential damages arising from use of our services. Funding outcomes and credit results may vary by individual case.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.

10. Amendments

We may update or modify these Terms at any time. Updates will be posted on our website, and continued use of our services constitutes acceptance of any changes.

11. Contact Us

For questions regarding these Terms or any of our services: Financial Direction
Email: [email protected]
Phone: (229)-600-5833
Address: 16 Diggs St, Staten Island, NY 10308